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3 Answer
Shaheen

Scholarships are 'debt,' so decide based on whether they pay off as an investment.

Whether a university you want to attend is worth going into debt for should be decided by calmly calculating the 'return on investment.' I think you should roughly estimate the university/department you want to attend and the assumed annual income, and if the total debt at graduation fits within 1–2 years of take-home pay, it's reasonable; if it exceeds that by a large margin, it would be more rational to choose cheaper tuition options plus skill acquisition (programming, English, certifications) and go with that strategy.